Retirement simulation

How resilient is your retirement plan?

Run a Monte Carlo simulation across 1,000 market paths, then use the result to identify the assumptions that deserve professional review.

AMGENT financial planning tool
Monte Carlo retirement simulation

Stress-test the assumptions behind your retirement plan.

Run 1,000 simulated return paths using assumptions you choose. The tool is designed to show how different return sequences may affect the longevity of retirement capital.

Simulation result

Your scenario range will appear here.

Use the result to identify questions for a retirement advice conversation, not as a personal recommendation.

Discovery path

Use the simulation, then connect it to the wider retirement plan.

The simulation is one input. Tax, superannuation, pension structure, estate planning and your actual risk capacity still need to be reviewed together.

Service

Retirement & income planning

See how AMGENT approaches retirement income, superannuation and investment decisions together.

Explore retirement planning
Guide

Retirement readiness

Check whether the information behind the simulation is complete enough for a productive advice conversation.

Use the readiness checklist
Next step

Discuss the result

Bring the assumptions and the questions the simulation raised to a discovery conversation.

Book a discovery conversation
General information only

This simulator uses user-selected assumptions and randomised return sequences. It does not forecast markets, model every tax or superannuation rule, determine sustainable spending or provide personal financial advice.

Book a discovery conversation