AMGENT Retirement Simulation
Run 1,000 market scenarios to explore how retirement assets, spending, inflation and return sequences interact.
Run the retirement simulationUse the numbers to identify which financial decisions need attention first.
AMGENT calculators and checklists help organise assumptions, dates and financial inputs before personal advice begins. Each tool shows what it calculates and where professional judgement or specialist advice is still required.
Division 296 exposure estimator
Screen the superannuation threshold and calculate an indicative additional tax amount using the relevant inputs.
Understand Division 296TPD tax component estimator
Use DOB and dates to estimate tax-free and taxable components for an eligible disability lump sum.
Estimate TPD tax componentsUK expat property checklist
Organise property, debt, currency, pension and estate-planning questions across the UK and Australia.
Open the UK expat checklistBusiness exit checklist
Prepare valuation, succession, tax coordination, retirement and family questions before a business exit.
Open the business exit checklistBusiness Insurance Analysis Suite
Map business debts, ownership funding, key-person and liquidity exposures alongside existing cover.
Analyse business exposuresRetirement readiness
Which retirement decisions should you tackle before you stop work?
This is a preparation tool, not a personal recommendation. It’s designed to highlight missing information and prompt useful questions to discuss with an adviser.
Do you have a realistic estimate of annual retirement spending?
Have you mapped all likely retirement income sources?
Have you tested what a poor market period could mean for your income plan?
Are your super beneficiary and estate arrangements current?
Do you know which decisions need to happen before your intended retirement date?
What this checklist does and does not do
It organises questions. It does not model investment returns, determine sustainable spending, assess product suitability or provide personal financial advice. A professional review still needs your goals, financial situation, needs and the agreed advice scope.
More practical resources
Some decisions need a better checklist before they need a calculator.
Checklists can be more reliable than false precision when the important task is identifying missing information before advice begins.
Business sale and succession preparation
Gather ownership, valuation, retirement, tax coordination and family information before comparing exit pathways.
Prepare for a business exitUK pension information checklist
Organise pension, residence, super and retirement information before deciding what needs specialist review.
Prepare for a UK pension reviewEstate planning preparation
Map ownership, super, beneficiaries, business interests and liquidity before meeting the relevant legal specialist.
Prepare estate planning questions